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The Need for Credit Insurance, the Illinois State Bar Offers Info

Question: When buying on credit, do I really need to purchase credit insurance?Answer: Having credit insurance means the contract will be paid off if you should become ill or injured and are unable to work, or if you die. The policies are often expensive. Before making a decision, remember that the insurance is entirely voluntary and not required. Some people believe the money would be better spent on a conventional term life or accident insurance policy.For more information about Illinois law, visit www.illinoislawyerfinder.comIf you have a legal question, send it to illinoislawcolumn@isba.org.Illinois Law Now is a series of newspaper and internet posts prepared by the Illinois State Bar Association that address legal issues of interest to the public. For additional information about the law, visit http://www.illinoislawyerfinder.com/legal-faqs  

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