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High School Liable for Student Football Players' Serious Injuries Under New Law

Question:  My son wants to play football in high school this year. If he is injured, would the school district be liable for his medical expenses? Answer:  All high school districts in Illinois will soon have to purchase catastrophic injury insurance up to $3 million for each of its student athletes. A new law requires coverage for young people seriously hurt in school-sponsored sports to receive at least five years or $3 million in benefits, whichever comes first. Families are eligible after paying the first $50,000 in medical expenses. The law takes effect January 1, 2014.     For more information about Illinois law, visit  If you have a legal question, send it to Illinois Law Now is a series of newspaper and internet posts prepared by the Illinois State Bar Association that address legal issues of interest to the public. For additional information about the law, visit

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