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Importance of third-party warranties when selecting a builder.

Question: We’re getting ready to select a builder for our new home. How important is it to choose a company which offers a third-party warranty? Answer: In addition to their own warranties, many home builders offer third-party warranties, partly as an extra incentive to shoppers. The warranty provides an extra layer of protection not typically available in first-party warranties. If the builder were to go out of business, for example, a homeowner will still be insured. For more information about Illinois law, visit If you have a legal question, send it to