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Reduce Liability Risk for Homeowners with a Pool.

Question: How can a homeowner with an outdoor swimming pool reduce his or her liability risk? Answer: The first step is to know and follow the local community’s requirements related to swimming pool safety. In general, homeowners should install a fence around the pool that is at least four feet tall and has gates that lock. Latches should be in good working order and above the reach of children. Keep rescue equipment in the pool area. Visitors and babysitters should be instructed about pool safety and encouraged never to be distracted by phones, a TV or other guests. It is also advisable to notify your homeowners insurance carrier to make sure you have adequate liability coverage. For more information about Illinois law, visit If you have a legal question, send it to